Market | Securitization Audit Report

Penetration in Developing Regions Is Key to Securities Market Growth, According to a New Report by Global Industry Analysts

Posted on July 20, 2015 by admin

San Jose, CA (PRWEB) September 16, 2008

The securities industry is extremely competitive and cyclical in nature, resulting in extensive revenue fluctuations for the securities firms. The crucial income source for security firms is brokerage earnings, and profits of these companies move in tune with transaction volumes in major stock exchanges. Trading volumes in stock exchanges depend on many factors, including investor confidence, corporate earnings, economic scenario, capital flow, political stability and strength of the capital markets. Security companies emphasized on value added services, including agency services for mutual funds and unit trusts in an effort to withstand market fluctuations, control operational costs and spread out the income sources. Global market for securities is fostered by developing regions including Asia, Middle East, Latin America and Eastern Europe. Major financial institutions including banks are using securitization, in particular, hedge funds and specialist ABS funds, as the preferred forms of funding, thus driving up the total securitization sector.

Mortgage-Backed Securities (MBS) market is growing rapidly with rise in bond issuance on an annual basis. Major types of MBS include collateralized mortgage obligations, and agency and non-agency pass-throughs. Noteworthy factors driving growth in MBS market include rise in cash-out refinancing, issuance of non-agency residential mortgage-backed securities and change of adjustable rate mortgage to fixed rate mortgages. Future growth in the MBS market would largely be driven by the demand for housing and auto loans and issuance of commercial mortgage-backed securities supported by rise in leasing and occupancy rate, low level of unemployment, and rise in corporate profits.

Global Collateralized Debt Obligation (CDO) market experienced a rapid market expansion in line with rise in issuance of CDO securities. Both hybrid and cash flow CDOs dominate the global CDO sector, followed by synthetic funded and market value. In terms of issuance, arbitrage CDOs dominates the CDO market with nearly 90% share and balance sheet CDOs accounts for the remaining share of the market. CDO sector is supported by Structured Finance Collateral (SSF) group that includes various types of collateral such as Residential Mortgage-Backed Securities (RMBS), Collateralized Mortgage Obligations (CMOs), Asset-backed securities (ABS), Commercial Mortgage-Backed Securities (CMBS) and CDS.

Players operating in the securities market are subject to various factors undermining growth such as the upcoming substitute trading venues with greater capability; the aspirations nurtured by buy-side firms to attain higher anonymity by decreasing the trading costs, the increased activism of institutional investors. Facing pressures from private label securities, players also find themselves fiercely competing on price.

The report titled “Securities: A Global Outlook” provides a collection of statistical anecdotes, market briefs, and concise summaries of research findings. The report provides a bird’s eye view of the industry, and a rudimentary review of select securities industry services. The report also briefly recapitulates recent mergers, acquisitions, and corporate developments. The US market is quantitatively discussed with 21 information rich tables giving the reader a strong macro level understanding of the market. Stock Market Performance, Outstanding Bond Market Debt by category, Corporate Debt Outstanding by Financial Sector, and Asset Backed Securities Outstanding by Credit Type, represent few of the parameters analyzed. Also included is an indexed, easy-to-refer, fact-finder directory listing the addresses, and contact details of 450 companies worldwide.

For more details about this research report, please visit

http://www.strategyr.com/Securities_Industry_Market_Report.asp

About Global Industry Analysts, Inc.

Global Industry Analysts, Inc., (GIA) is a reputed publisher of off-the-shelf market research. Founded in 1987, the company is globally recognized as one of the world’s largest market research publishers. The company employs more than 700 people worldwide and publishes more than 880 full-scale research reports each year. Additionally, the company also offers a range of more than 60,000 smaller research products including company reports, market trend reports and industry reports encompassing all major industries worldwide.

Global Industry Analysts, Inc.

Telephone 408-528-9966

Fax 408-528-9977

Email press @ StrategyR.com

Web Site http://www.StrategyR.com

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Auto Finance Market Profits from Pricing and Profitability Management Suite from Nomis Solutions

Posted on June 13, 2015 by admin

San Bruno, CA (PRWEB) December 2, 2008

Nomis Solutions, a leader in best-in-class Pricing and Profitability Management for financial services companies, today announced the immediate availability of its suite of solutions and services specifically tailored for auto finance companies. The Nomis Pricing and Profitability Management SuiteTM for Auto Finance capitalizes on Nomis Solutions’ domain expertise within auto finance and includes pricing, offer and portfolio optimization capabilities. Through a combination of advanced analytics, innovative technology, and tailored business practices and processes, the Suite for Auto Finance improves financial and operational performance.

A number of the world’s leading auto finance and bank executives were granted an exclusive preview of the Nomis Solutions Pricing and Profitability Management Suite at the Global Pricing Optimization Forum in New York. John William Snow, chairman of Cerberus Capital Management and former Secretary of the Treasury, delivered the keynote address and said, “Mis-pricing leads to misallocation of resources and waste in the system. In the current situation, mis-pricing has lead to cataclysmic results. But, businesses that are going to make it and break through to the other side are going to have to use analytics to really understand their customers in a way that’s beyond what they are doing today. We are doing it at Cerberus because we know it’s critical to success.”

Burdened by a combination of decreasing auto sales, declining margins, increasing losses, and a scarcity and higher cost of capital, auto finance executives need to be proactive and look for new approaches to pricing and profitability management. With the ability to quantify consumer response to pricing, executives can align pricing goals and a pricing strategy with business objectives and financial performance targets. This approach also supports an intelligent debate on the inevitable tradeoffs such as profit, volume and risk goals, tier/term mix, credit score distribution, and loan-to-value (LTV). Once performance goals are set, prices can be optimized to achieve profit, volume and credit mix targets from the portfolio level down to the micro-segment level.

Auto loans are the second largest subsector of asset-backed securities (ABS). Auto finance companies that are reliant on the ABS market are finding capital scarce and investors are demanding to know more about the underlying assets. This combination has resulted in an extremely selective secondary market that is requiring loan portfolios that are “originated-to-order” – meaning investors want transparent loan portfolios that offer only certain types of financing products to certain types of borrowers. However, most executives don’t have visibility into the makeup of the portfolio they would build based on the prices they are planning to put into the market. With Nomis Solutions Pricing and Profitability Management Suite, auto finance executives are able to forecast what they can expect to acquire as a result of a pricing action before putting prices into the market. The ability to predict the impact of price on consumer response enables them to optimize their credit and term mix within the context of their risk and ABS conduit tolerances.

The Pricing and Profitability Management Suite for Auto Finance includes:

Nomis Offer Optimizer: The Nomis Offer Optimizer is built for credit analysts that engage in deal-by-deal negotiations and want to customize offers to meet the needs of the auto finance company, the Finance & Insurance Manager, and end-consumer. This solution centralizes all the key data inputs required to make an informed decision, such as the characteristics of the borrower, vehicle and dealer, dealer history and the proposed deal terms. It also provides simulation and optimization capabilities for deal structuring and pricing so that credit analysts understand the impact of various options on key performance indicators (KPIs) such as profits and deal conversion before responding to the dealer.
Nomis Navigator: Designed specifically for senior management responsible for one product, a line of business with multiple products, or multiple lines of business, the Nomis Navigator is an executive dashboard that provides enhanced visibility into critical banking metrics for auto finance companies. This includes capturing actual and forecasted performance over time and highlighting areas of exposure in new originations by providing cautionary guidance and profit opportunities in the existing portfolio. It can be configured to meet the needs of a bank executive that is interested in better tracking KPIs such as volume, profit, credit mix, by product, geography and customer segment. In addition, alerts can be set up to quickly identify, diagnose and respond to emerging problems.
Nomis Price Optimizer: Created for executives responsible for pricing loan and deposit products who want to capitalize on strategic pricing to drive financial performance from the portfolio down to the micro-segment level. The award-winning Nomis Price Optimizer is the backbone of the Pricing and Profitability Suite and delivers a clear understanding of consumer response and how price impacts performance. By leveraging this information, pricing teams can quickly pinpoint which segments are incorrectly priced and better tailor pricing decisions to meet performance targets. Nomis Price Optimizer also helps build a more attractive portfolio mix to meet the “originations to order” requirements of the securitizations market.

“Nomis Solutions’ continued focus on the Auto Finance market in the U.S. and Canada is changing the way in which traditional and non-traditional lending institutions compete and service their customers,” said Frank Rohde, chief marketing officer at Nomis Solutions. “Auto Finance has always been astute at creating pricing models that account for the depreciation of the asset, incorporating customer response data and market and attitudinal changes. Nomis Solutions’ Pricing and Profitability Management for Auto Finance provides an integrated platform allowing executives to make decisions to better manage and optimize lending practices for profit improvements.”

Today’s announcement of Pricing and Profitability Management Suite for Auto Finance is complemented by the release of the Pricing and Profitability Management Suite for Retail Banks. Both solutions were unveiled to more than 75 bank and finance executives at the Pricing and Profitability Executive Forum in New York, and at the Pricing & Profitability Executive Summit in Europe that was co-hosted by TowerGroup and Nomis Solutions.

About Nomis Solutions

Nomis Solutions enables best-in-class Pricing and Profitability Management for financial services companies. Through a combination of advanced analytics, innovative technology, and tailored business processes, the Pricing and Profitability ManagementTM Suite delivers quick time-to-benefit, and improves financial and operational performance throughout the customer acquisition and portfolio management processes.

The Pricing and Profitability ManagementTM Suite of business solutions includes the award-winning Nomis Price OptimizerTM, the Nomis Offer OptimizerTM, the Customer Portfolio OptimizerTM, and the Nomis NavigatorTM. These solutions are designed to meet the specific requirements of auto finance, home equity lending, personal lending, mortgage, and deposits executives. Select customers include Abbey, AmeriCredit, Bank of Montreal, Chrysler Financial, HBOS plc, and Royal Bank of Canada. Headquartered in San Bruno, CA, Nomis Solutions also has offices in London, United Kingdom. Visit http://www.nomissolutions.com or contact us at 650-588-9800.

Nomis Solutions, the Nomis Price Optimizer, Nomis Offer Optimizer, the Customer Portfolio Optimizer and the Nomis Pricing and Profitability Management Suite are trademarks or registered tr

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Commercial Real Estate: A Rose Among Thorns? John B. Levy & Company Finds Few Positives Budding in Today’s Commercial Real Estate Market

Posted on May 16, 2015 by admin

Richmond, VA (PRWEB) April 19, 2009

Conditions that scorched the commercial real estate market in fourth quarter 2008 showed no signs of abating in January and February of 2009, dashing hopes among developers and investors alike that there might be an uptick in sales and refinancing activity in the new year. Market watchers in the crowd longing for the days of 2007 discovered the disappointment of looking at the world through rose-colored glasses.

“Every Thorn Has Its Rose” is the latest in a series of timely, informative podcasts produced by John B. Levy & Company, and it provides clients and analysts with a sobering vision of what they can expect in today’s commercial real estate market. This new podcast is available online at http://www.jblevyco.com.

“Any hint of rosy optimism has been overrun with thorns,” says John Levy, founder of John B. Levy & Company. “Most real estate owners, developers, and investors are beginning to realize that commercial real estate isn’t going to recover in 2009, and probably not in 2010.” He adds, “we’re looking toward 2011.”

Levy offers a couple reasons for his assessment. First, of the top one hundred largest markets in the United States, ninety are still showing job losses, indicating that the current recession is both deep and wide. Jobs drive the demand for multifamily housing, and they create the need for retail and office space. In addition, commercial real estate is a lagging, not leading sector.

“When the subprime financial market was going over Niagara Falls backward in a canoe in 2007,” Levy says, “those of us in the commercial sector were doing just fine. That said, we shouldn’t expect commercial real estate to lead us out of this recession.”

While it’s difficult to be optimistic about today’s market, Levy says there is a rose among the thorns, but it is in the budding stage. First, the federal government is pushing massive liquidity into the commercial real estate market via TARP and TALF, and these programs are starting to show promise. For example, spreads on commercial mortgage backed securities (CMBS) have tightened more than 500 basis points. Levy also believes we might see the rebirth of CMBS securitization by the end of the year, and the prospect of rejoining securitization and commercial real estate is a huge step in the right direction.

“In the meantime,” Levy says, “the biggest problem owners and developers face today is that their loans are maturing and they lack financing opportunities. Almost $ 300 billion in commercial real estate loans is coming due in 2009, and more than $ 200 billion comes from bank loans. This situation creates a major challenge.”

Levy suggests that owners and developers hire experts to assemble a financial package and help with strategy and negotiations. He also recommends that those with properties suffering from negative cash flow avoid using personal cash to keep the note current. Instead, that cash can be used as a principal payment or as additional collateral for negotiations and loan extensions.

Finally, Levy suggests, those with a CMBS loan should ask in writing – not over the phone – for their loan to be transferred from the master servicer to the special service. This strategy is helpful because only the special servicer can extend the loan or offer forbearance.

“Now is not a good time to be out there all alone,” Levy says. “We’re in uncharted waters right now, and a lot of owners and developers need help. This market is dicey.”

Firm Background

John B. Levy & Company, Inc. is a real estate investment-banking firm headquartered in Richmond, Virginia. Since John Levy founded the company in 1995, the firm has structured over $ 3.5 billion in financing for developers and owners of commercial and multi-family projects nationwide, often investing its own proprietary funds into transactions with its clients. Mr. Levy is an expert on commercial real estate financing and the effects of interest rates on commercial real estate markets. He is the originator and author of the Barron’s/John B. Levy & Company National Mortgage Survey, a monthly survey of more than 30 of the country’s largest institutional investors, as well as buyers and sellers of commercial mortgage-backed securities, which Barron’s published for over 23 years. Mr. Levy is also co-creator of The Giliberto-Levy Commercial Mortgage Performance Index (sm), the first and pre-eminent index to measure and analyze the performance of investments in the commercial mortgage industry. Additionally, he is a member of the Board of Directors of Anthracite Capital Inc. (NYSE: AHR), a New York Stock Exchange REIT managed by BlackRock, Inc and a former director of Value Property Trust.

For more information about John B. Levy & Company, please visit the firm’s website at http://www.jblevyco.com or call Andrew Little at 804-644-2000, extension 260.

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Commercial Real Estate: Not Sick, But Not Well — Investors, Developers Await Final Diagnosis of Today’s Commercial Real Estate Market

Posted on May 5, 2015 by admin

Richmond, VA (PRWEB) June 9, 2009 –

Sick? Well? On the road to recovery? The diagnosis is still out on the state of today’s commercial real estate market, according to “I’m Not Sick, But I’m Not Well,” the latest in a series of timely, informative podcasts produced by John B. Levy & Company. This new podcast, which is available online at http://www.jblevyco.com, provides clients and analysts with clear understanding of what they can expect in today’s market.

Sentiment among investors and developers about the outlook for commercial real estate is mixed. On the positive side, the stock market has trended up nearly ten percent since April, and along the way, government loan programs have begun to work. But as previous podcasts from John B. Levy & Company have emphasized, commercial real estate is a lagging indicator. It’s unclear whether the market has hit bottom. And even if it has, there are no signs that conditions are improving, even modestly.

“There’s no doubt about it. We are in the throes of a violent deleveraging,” says John Levy, founder of John B. Levy & Company. “Most of us – and I’m speaking for myself, too – have never seen anything like these current conditions. By the time this is all over, values will have declined some 25 to 40 percent from their peak.”

Having experienced the deleveraging and suffered the loss of value, real estate investment trusts (REITs) are now raising new capital at a frenetic pace. In the past couple months alone, more than three dozen REITs have raised over $ 12 billion. As all this takes place, private developers wait on the sidelines, hoping that values recover quickly.

“I hate to say it, but ‘hope’ is not a business strategy,” says Levy. “What’s happening right now reminds me eerily of what happened in the early ’90s. REITs raised new equity long before private developers determined they should do the same.”

As for the debt side of the commercial real estate equation, there have been no new securitizations since the beginning of 2009. What the market is experiencing is an exceedingly high demand for loan extensions from borrowers who can’t find replacement debt.

“CMBS servers are facing a tsunami wave of loan extensions for maturity defaults,” says Levy, “and most are for six months to a year. By the end of 2009, we expect to see extensions as long as three years, perhaps even five.”

Borrowers need to know that there’s a difference between getting a loan extension from a CMBS server and a bank or life insurance company. A CMBS loan extension requires specific processes and procedures, which makes it important that borrowers work with an experienced mortgage or investment banker. Not doing so puts them at a distinct disadvantage.

“Can borrowers who are requesting loan extensions do so without an experienced mortgage or investment banker? Yes,” says Levy. “But that’s not what we recommend. It’s like going to court without a lawyer. Sure, it might be cheaper but only in the short run.”

For more information about John B. Levy & Company, please visit the firm’s website at http://www.jblevyco.com or call John Levy at 804-644-2000, extension 237. You may also follow us on Twitter at http://twitter.com/jblevyco.

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Despite Economic Uncertainty, Parts of the Commercial Real Estate Market Have Begun to Self-Correct

Posted on January 17, 2015 by admin

Clearwater, FL (Vocus) October 14, 2010

Guardian Solutions, a commercial loan restructuring firm specializing in various segments within the commercial real estate market, has seen a significant increase in the number hotel owners facing imminent foreclosure that are able to save their properties.

This year the number of hotels being sold, as a percentage of investment volume within the CRE property sector has increased from below 8% at the peak of the market to over 10%. But more than one-third of hotel transactions that closed through June 30 involved distress conditions, such as foreclosures, auctions or short sales.

This latest trend is an indication to us that commercial real estate may be finally on the right path to mend itself. Lenders and special servicers that we work with closely seem more willing to restructure, workout or negotiate discounted buyouts than they did in the past; specifically, there was $ 1.29 billion in distressed properties that sold off in the first half of 2010, compared with $ 1.04 billion in first-half 2009, said Ira J. Friedman COO for Guardian Solutions.

Data from Smith Travel Research released recently shows U.S. hotel occupancy rose more than two percentage points in the first five months of this year from the same period last year, to 54.7%. However, there is no doubt that many commercial properties such as hotels remain very deeply in debt and will require a restructuring of some kind if they are to make it.

One hotel owner who was able to save his distressed property with the aid of a commercial loan restructuring firm was Tom LaSalle, owner of LaSalle Management Limited II, who had this to say, From the time they accepted my case until the closing resolution, I found Guardian Solutions to be a very professional, goal-oriented firm that demonstrated a high level of expertise in the financial field throughout our presentations and negotiations. Two months prior to Guardian Solutions closing resolution on my case I could not have anticipated such a positive result.

But the picture is not all wine and roses for the industry; the situation remains difficult for commercial property owners with hotel loans that are coming due in 2012, many of which were originated when hotel values (commercial real estate values) were much higher than today.

The basis to any successful workout negotiation is ensuring that it is a win-win for both the property owner and the lenderthe difficulty arises in creating a clear view of what is at stake for both parties as well as how they both can make the best of a tough situation with the most favorable terms, added Friedman.

According to Foresight Analytics, of the $ 5.1 billion in securitized mortgages that are coming due in 2012, a whopping 64.5% are currently underwater. Those properties not generating enough revenue to cover their interest payments represent 42.2% of that balance due in 2012.

This pending debt foreshadows more turbulent times before any real recovery for the hotel sector takes hold; hotel owners would be well advised to take immediate steps to save their properties through a comprehensive loan restructuring plan sooner rather than later.

While we expect the hotel industry to eventually come back strong, I would advise any hotel owner facing an untenable balloon payment, or already in default to act aggressively now to keep his property by engaging a reputable commercial loan restructuring firm to represent the property, added Jeramie P. Concklin, CEO for Guardian Solutions.

About Guardian Solutions

Guardian Solutions is the one of nations largest commercial loan restructuring companies and is committed to helping commercial property owners save their properties. The companys knowledgeable mitigators are experienced in a variety of disciplines to provide customized restructuring solutions. For more information, visit http://www.GuardianSolutions.org

Contact:

Jamie Sene

Senior Vice President, Marketing

Guardian Solutions

727-442-8833

jvs(at)guardiansolutions(dot)org

http://www.GuardianSolutions.org

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One Weak Sector of the Commercial Real Estate Market Has Begun to Turn Around, Despite U.S. Economic Sluggishness

Posted on January 15, 2015 by admin

Clearwater, FL (Vocus) October 18, 2010

This year the number of hotels being sold, as a percentage of investment volume within the CRE property sector has increased from below 8% at the peak of the market to over 10%. But more than one-third of hotel transactions that closed through the end of last summer involved distressed conditions, such as foreclosures, auctions or short sales. But the numbers alone can be misleading.

According to Ira J. Friedman, COO of Guardian Solutions, a commercial loan restructuring firm specializing in various segments within the commercial real estate market, they have seen a significant and steady increase in the number of hotel owners facing imminent foreclosure that are able to save their properties.

Contact:

Jamie Sene

Senior Vice President, Marketing

Guardian Solutions

727-442-8833

jvs(at)guardiansolutions(dot)org

http://www.GuardianSolutions.org

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Global Electronic Access Control Systems Market to Reach US$6.0 Billion by 2015, According to New Report by Global Industry Analysts, Inc.

Posted on December 31, 2014 by admin

San Jose, CA (Vocus/PRWEB) January 11, 2011

Despite the popular perception that ever-present safety & security needs and rising crime rates, which interestingly tend to escalate during periods of economic downturn, make electronic access control systems market recession proof, the market ironically has shown signs of marked weakening in the midst of steady deterioration in business climate. With most key end-use sectors i.e. banking, financial services, retail (malls, multiplexes), IT sector, construction, and hospitality (hotels & restaurants) collapsing like a pack of cards, growth patterns have been largely distorted. The forced delay in launch of new retail projects such as malls, chain retailers and franchise outlets, as a result of distortions in economic variables, such as, drying up of debt markets, lack of capital investments, and deep corporate budgets cuts, have eroded market opportunities for EACS.

The meltdown of the construction industry, as reflected in the general weakness in new office, commercial and residential building projects, rising vacancy rates, construction delays and sharp falls in the number of applications for new building permits, and government scaling back of infrastructure-related projects have also played instrumental roles in negatively impacting new equipment order influx rates for EACS. For instance, although a very valuable addition to security infrastructure, the importance of electronic access control systems has temporarily been overshadowed as building owners focus squarely on surviving the crisis. In addition, widespread postponements, cancellation of upgradation security projects and delays in scheduled system replacements in existing facilities, have resulted in sharp declines in replacement demand.

However, a transient disruption in the economic climate like the recent recession is not likely to leave an indelible mark on the market, as prevention of authorized access and detection of perpetrators will always remain vital in the overall security arrangements. Although the tough economic climate has squeezed new orders for EACS, the focus on safety and security among organizations, government agencies and general public continues to remain unchanged, as security coverage is closely tied to safety of human life and asset protection in infrastructure facilities and residential and commercial centers.

With recession now at its tail end, the market will witness a quick resurgence of demand fundamentals, such as increase in commercial and residential building construction, improvements in disposable spends, and increase in infrastructure investments, which will help drive the EACS market in the post recession period. Growth in the market, which was hitherto frustrated by capital shortages, reduced personnel, and unemployment, is forecast to rebound as liquidity issues and financial hardships begin to ease. Technology developments such as development of more advanced, and higher value access control systems and efforts to integrate new advanced features and capabilities such as hybrid and wireless installations to the already installed access control systems, will also generate substantial demand for EACS market over the next few years.

As stated by the new market research report, US continue to remain the largest regional market. Asia-Pacific is the fastest growing regional market waxing at a CAGR of about 3.7% over the analysis period. Growth in this market will be essentially driven by factors such as fast paced economic development in emerging countries such as China and India, increase in foreign investments, rise in the number of new business establishments and increase in crime rates. By product, Card-Based Electronic Access control systems market continues to be the largest product segment, holding a lions share of the global market. Smart cards represent the largest revenue contributor to the card-based EACS market. Audio and Video-Based Electronic Access Control Systems market is the fastest growing product segment, waxing at a CAGR of about 6.8% over the analysis period

Major players in the marketplace include Aiphone Co. Ltd., ASSA ABLOY AB, BIO-key, International Inc., DigitalPersona Inc, Gunnebo Ab, Hirsch Electronics Corporation, Honeywell Access Systems, Ingersoll Rand Recognition Systems Inc., Linear LLC, Imprivata

AVM Technology Provides Insight Into Risk Assessment for Secondary Market Users

Posted on October 23, 2014 by admin

Santa Ana, CA (PRWEB) May 02, 2011

Veros Real Estate Solutions (Veros), an industry leader in enterprise risk management and collateral valuation services, has announced the release of a white paper entitled AVM Valuation and Forecasting Technologies: Capital Markets. It is free and available for download at http://www.veros.com/AVMValuationForecastingTechnologies.pdf.

The white paper provides insight into how the functionality of automated valuation modeling (AVM) technology helps to generate important information required to improve portfolio and risk management analytics, as well as optimize capital investment allocations. Also highlighted is the use of AVM technology in residential real estate platforms.

Three years after one of the biggest U.S. residential housing market crashes in history, investors still feel skittish about investments in the RMBS market due to discomfort in the ability to properly analyze risk, said William J. OBrien, capital markets sales director for Veros. While the housing market remains flat, there are opportunities available that can be capitalized on by making calculated risks using AVMs. Our goal is to breathe some life back into the housing markets by helping investors make smart decisions.

Included is a synopsis of what the data availability and analysis was pre-crisis and how this standard contributed to the housing market crash. A review of directives that addresses analytics and risk management post-crisis is also included. The paper concludes with an explanation of how AVM modeling provides the transparency and accuracy that investors need to be confident in making decisions.

This is the first of three white papers focusing on AVM technology and its various applications to the secondary investment market, as well as the residential housing market.

To download a free copy of the white paper, please visit: http://www.veros.com/AVMValuationForecastingTechnologies.pdf.

About Veros Real Estate Solutions

Veros Real Estate Solutions, a proven leader in enterprise risk management and collateral valuation services, uniquely combines the power of predictive technology, data analytics and industry expertise to deliver advanced automated decisioning solutions. Veros products and services are optimizing millions of profitable decisions throughout the mortgage industry, from loan origination through servicing and securitization. Veros provides solutions to control risk and increase profits including automated valuations, fraud and risk detection, portfolio analysis, forecasting, and next-generation collateral risk management platforms. Veros is headquartered in Santa Ana, Calif. For additional information on Veros, visit http://www.veros.com or call (866) 458-3767.

Media Contact

Emily J. Carpenter-Pulskamp, APR

Public Relations Manager

epulskamp(at)veros(dot)com

(714) 415-6381

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U.S. Housing Market: Money Mornings 3-Step Plan Revives Dead Housing

Posted on October 2, 2014 by admin

Baltimore, MD (PRWEB) June 08, 2011

Its been more than 4 years since the 2007 housing collapse, and the U.S. housing market is still a disaster.

Nearly 2 million homes are empty. Foreclosures are rampant. Lenders are trying to shift their surplus onto any stray homebuyers they can find.

And if the U.S. housing market isn’t fixed soon, it’s going to drag the rest of the economy down into a hellish bottom that will take years, if not decades, to crawl out of.

Its a good thing someone is finally stepping up to the plate: Legendary investor Shah Gilani.

You may be familiar with Gilani from his many appearances on Fox Business and CNBC but if youre not hes a rare commodity.

As a retired hedge fund manager who’s willing to share the secrets of what goes on behind Wall Street’s “velvet rope,” Gilani is able to spot the stock market’s hottest profit opportunities.

And since he’s no longer part of the Wall Street power structure, Gilani is also willing to show investors how to capitalize as a top editor for Money Morning, one of the nations leading free investment newsletters.

In this new report, Gilani proposes a 3-step plan to end the crisis in the housing market in the U.S.

He calls this a modest proposal but truth be told its pretty bold. After all, hes making some very tough demands of Wall Street, Fannie, Freddie and the federal government

And they all begin with the thing that matter most – money.

As Gilani says, Without the ability to finance home purchases, we’re only going to sink deeper and deeper into the black hole.

You see, Gilani continues, theres no arguing the fact that bad financing – securitization – got us into this mess. Forget all the arguments about how loan factories spun out no-doc liar loans, or how buyers were equally complicit in perpetrating mass fraud. At the end of the day, the truth that matters is that securitization financed the whole scheme.

While housing market predictions may look dire, Gilani can bring those forecasts back into the black in just three steps.

One thing is for sure: Contrary to the naysayers despite the political pandering in the face of rampant procrastination – hes going to go down trying.

You can learn all of Shah Gilanis bold ideasincluding the three steps to save the U.S. housing market in his latest article: The Dying U.S. Housing Market: Three Easy Steps Revive Housing.

(**) Please feel free to repost this story on your website, including a link to the original article on Money Morning only the investment news you can profit from.

Money Morning.com provides valuable investment research and analysis by top industry and market experts to its more than 650,000 readers everyday – offering unique insights on new market trends and little-known companies and industries, while showing readers the truth behind todays largest business stories.

Respectfully,

William Patalon III

Executive Editor

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Global Electronic Access Control Systems Market to Reach US$14.1 Billion by 2017, According to New Report by Global Industry Analysts, Inc.

Posted on August 4, 2014 by admin

San Jose, California (PRWEB) November 09, 2011

Follow us on LinkedIn – Controlling access and preventing unauthorized entry is the key to ensuring against theft, sabotage, and vandalism. And electronic access controls, in this regard, is an omnipresent requirement for people from all walks of life, including the common man, employees, business owners, and most importantly building owners. Rise in terrorist attacks, vandalism, campus violence, and the resulting need for personal safety and security at public places such as transits, city centers, educational institutions, as well as borders have been driving the installation of electronic security systems at these places and facilities for preventing unauthorized access, ensuring remote surveillance, recording and reporting unruly incidents, and identification of culprits. Although, the government sector continues to remain the largest end-use market for electronic security systems, generating a major portion of value sales for electronic security systems (ESS) market, commercial establishments and households have also been increasing their ESS implementations over the last few years, due to heightened perceived threat of criminal activity and terrorism.

Although the tough economic climate squeezed new orders for electronic access control systems, the focus on safety and security among organizations, government agencies and general public will continue to remain unchanged in the post recession period, as security coverage is closely tied to safety of human life, and infrastructure facilities in residential and commercial centers. Growth in the market, which was hitherto frustrated by capital shortages, reduced personnel, and unemployment, will continue to rebound as liquidity issues and financial hardships begin to ease. Though developed markets such as Europe and North America have been the traditional revenue contributors in the market, developing markets such as Asia-Pacific and Latin America and Middle East are expected to turbo-charge future growth.

As stated by the new market research report on Electronic Access Control Systems, US continue to remain the largest regional market. Asia-Pacific is the fastest growing regional market, with value sales of EACS in the region waxing at a CAGR of about 13.5% over the analysis period. By product, Card-Based Electronic Access Control Systems continues to be the largest product segment. Biometrics-Based Electronic Access Control Systems is the fastest growing product segment, waxing at a CAGR of about 13.1% over the analysis period. Future growth of biometrics in access control is forecast to stem from globalization, emerging economies, mobility, spurt in number of mobile devices and trusted access. Moreover, growing value for concepts such as eGovernment, digital identity, and cloud computing, among others are likely to drive the demand for cutting-edge biometric technologies.