Industry Leader Announces Great Strides Helping Homeowners Reduce Foreclosures And Achieve Affordable Mortgage Payments.

Palm Beach Gardens, Fla. (PRWEB) October 28, 2008

First Universal Lending, announced today that it has been achieving a large volume of success in it’s ongoing negotiations with lending institutions to help their clients with their loan modifications, and in particular has been conducting settlement conferences with lenders in the offices of First Universal.

First Universal Lending has built an extensive working relationship with a number of lenders and mortgage servicing facilities nationwide, and now has a number of them actually visiting their corporate office on a weekly basis to handle the large volume of clients directly.

First Universal Lending helps thousands of clients by handling the often tedious and difficult task of renegotiating their current mortgage terms with their existing lenders. This is accomplished through First Universals vast group of highly trained professionals, and state of the art software systems, all designed with the goal of achieving complete client record automation, and speed along with efficiency thus saving their clients from the hours and hours of back and forth dealings with their often unorganized and overburdened lender.

About First Universal Lending LLC

First Universal Lending LLC is a lender that has been servicing retail clients since 2002 and the wholesale and securitization enterprises dates back to 1994. With billions of dollars in transactions and a group of in excess of 200 in personnel, First Universal is a leading private company in the consumer finance industry. The firm is a member of the Better Business Bureau and after servicing in excess of 100,000 thousand clients the firm has a “B” Rating andhas a complaint rate of less than one half of one percent. The firm also has had additional strategic relationships throughout its existence with high profile lending institutions and service providers/counter parties, including Washington Mutual, Lehman Brothers, HSBC Bank, Goldman Sachs, mortgage division and the Lending Tree group of companies. The firm provides additional financial industry services through a number of other affiliated enterprises, including but not limited to, Emery Fed Inc., which is a division of Emery Federal Credit Union and Western Thrift & Loan — a depository institution that has the approval to provide loans through major financial institutions in the majority of all states in North America.

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Emerging Payments Technologies, Inc.: Mr. Steven Kietz Expands Role as Chief Revenue Officer; and Mr. Eric Gelb Assumes Senior Vice President of Business Development


Secaucus, NJ (Vocus/PRWEB) March 22, 2011

Emerging Payments Technologies Inc., creator of the alternative payment solution CredEx

News for Property owners Achieving U Community is Now in twenty States Offering Inexpensive Authorized Representation for Struggling Property owners Not Capable to Make Their Mortgage loan Payments

Miami, FL (PRWEB) Could 11, 2011

Anyone denied a bank loan modification or can not get by way of to your financial institution, aid is on the way.

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Reaching U Community is a 501c3 non-income group that is linked to Flexibility Authorized Programs by a lengthy time services contract that provides low value authorized illustration to house owners experiencing foreclosures. Not like most pre-paid out lawful providers, Liberty Legal Plans specializes on supplying users with instant lawful illustration. Most home owners facing foreclosures nowadays need illustration but cannot pay for to retain the services of an attorney. Reaching U Network assists battling home owners by offering different cost-effective payment possibilities for these who qualify. In excessive instances, Achieving U Network, with the support of Freedom Lawful Programs, will at times offer free of charge representation with a network legal professional.

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Achieving U Community surveys homeowners about their authorized alternatives and also raises recognition thru television, marketing and advertising strategies, and neighborhood workshops.

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Members pay out a $ 15.00 per thirty day period membership price to accessibility reasonably priced legal representation provided by the Independence Authorized Network of attorneys. Members’ price is tax deductible and is used to fund authorized illustration for homeowners with severe hardships these kinds of as unemployment.

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Network attorneys with Liberty Authorized Ideas operate beneath a established regular monthly fee and never ever an up entrance retainer price. The month to month price is considerably reduced than what most lawyers cost for providers provided. Homeowners will not sacrifice the quality of provider simply because the community is monitored and managed by Flexibility Authorized Programs which can make buyer support precedence amount one particular.

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Achieving U Network has joined forces with Liberty Legal Ideas to focus on the existing epidemic of foreclosures by offering forensic and securitization audits to home homeowners searching to keep in their houses. These audits give a element insight relating to fraud, TILA, HOPA, and securitization violations. With the guidance of the person lawyer illustration these audits will support open up legal communications among loan companies and property owners surpassing any mortgage modification process accessible these days.

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This frustrating method is done a hundred% beneath the umbrella of a neighborhood network legal professional in the homeowners state. Every legal professional has passed arduous skills in buy to sign up for the network together with the information on how to cease foreclosure.

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five reasons why homeowners should obstacle their mortgage lender if facing foreclosure.

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one. If the home loan was opened in between 1999 and 2009, the chances it contains fraud or predatory lending violations is 80%.&#13

2. How to locate out if the entity you are having to pay your home loan to, has any correct to collect?&#13

three. Only four% of bank loan modifications are approved.&#thirteen

4. Court ruling in Arizona and Massachusetts has wiped out several home loan balances these states are just a few of the numerous just lately on the information.&#thirteen

five. Challenging a house loan, in court docket with an lawyer, can quit a foreclosures.

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Anyone can make a donation and support. Money will go towards supporting battling property owners that are unable to afford lawful illustration. Below is their website http://www.reachingunetwork.org

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Right here is the amount to phone if somebody is experiencing foreclosures, has been denied a bank loan modification, or is slipping powering on their mortgage payments, phone 866-514-4636 or check out http://www.123savemyhome.com for aid.

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The worst factor to do is hold out or do practically nothing, creditors have lawyers on their aspect, no one must encounter foreclosure on your own.

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