Nomis Solutions Announces Pricing and Profitability Management Suite for Retail Banks


San Bruno, CA (PRWEB) December 2, 2008

Nomis Solutions, a leader in best-in-class Pricing and Profitability Management for financial services companies, today revealed its expanded suite of solutions and services for optimal customer acquisition and portfolio management. Available immediately, the Nomis Solutions Pricing and Profitability Management SuiteTM for Retail Banks capitalizes on Nomis Solutions’ domain expertise within retail banking. Through a combination of advanced analytics, innovative technology, and tailored business practices and processes, the Suite for Retail Banks improves financial and operational performance on both sides of the balance sheet.

“In today’s turbulent market, pricing has taken on a new level of importance,” shared Kathleen Khirallah, managing director and practice leader of the banking practice at TowerGroup. “Consumer lending executives need to ensure they are appropriately pricing for profit and risk. Deposits executives need to price appropriately to achieve funding targets without ‘giving away the farm.’ These goals can only be successfully achieved by using an understanding of customer response to pricing — a key insight that is missing from most pricing decisions today.”

With a scarcity and higher cost of capital, unstable portfolios, and an unpredictable competitive landscape, bank executives need to be proactive and look for new approaches to pricing and profitability management. This begins with the rates they offer consumers for loans and deposits products. With the ability to quantify consumer response to pricing, executives can align pricing goals and a pricing strategy with business objectives and financial performance targets. Because they are able to forecast what new loans they can expect to acquire before putting actual prices into the market, banking and finance management can have an intelligent debate on the inevitable tradeoffs such as profit, volume and risk goals, tier/term mix, credit score distribution, and loan-to-value (LTV) that will occur as a result of a pricing action.

Once performance goals are set, prices can be optimized to achieve profit, volume and balance targets from the loan portfolio level down to the micro-segment level. Executives can measure the impact of a competitor price change or recent exit on their business. The benefits include: increased profits and/or market share, higher returns on assets, improved deposits balances, more control over risk, a cohesive view of key performance indicators (KPIs) and the use of a more structured, repeatable and efficient pricing process.

For lenders, the ability to predict the impact of price on consumer response enables them to optimize their credit and term mix within the context of their risk and asset backed securities (ABS) conduit tolerances. For deposits executives, an understanding of consumer response to deposit rates at the point of sale and renewal helps drive incremental margin improvements and helps banks reduce its overall cost of funds.

“Although pricing is one of the most effective ways to immediately impact financial performance, it’s dramatically underutilized by most banks today,” said Frank Rohde, chief marketing officer at Nomis Solutions. “Our analysis shows that responsiveness to price is changing on a weekly or bi-weekly basis, which is the most rapidly changing consumer behavior that we’ve witnessed to date. Executives need to better understand and quantify how this changing behavior is impacting their performance and if and when to make price changes in order to meet their business objectives.”

Three integrated solutions comprise the Pricing and Profitability Suite for Retail Banking:

E-Signatures in Retail Banking: Silanis to Host a Free Live Webcast featuring Independent Research Firm


Montreal, QC (PRWEB) June 12, 2009

Silanis Technology, the leader in e-signature process management, announced today that it will host a free, live webcast with featured guest Forrester Research to discuss the role of e-signatures in e-commerce initiatives. Ellen Carney, Senior Analyst, Technology Industry Strategy at Forrester Research and Michael Laurie, VP of Strategic Development at Silanis, will present an industry update and share best practices for implementing electronic signatures in banking. The 60-minute webcast will take place on Thursday, June 25 at 2:00 pm (EST).

“In the push to make operations more efficient and reduce costs, banks will continue to shed headcount and close branches states a Forrester report entitled North American Bank IT Spending in 2008. That means banks will be looking to make their remaining employees, including the IT organization, even more productive.” In an additional report, Industry Essential: The US Retail Banking Market, Forrester focuses on the impact of technology, “Banks will focus on technology solutions that can better integrate and automate banking business processes, reducing errors and not-in-good order (NIGO) business.”

E-Signature process management solutions offer a strategic way to address these challenges. From consumer loan originations and account openings, to mortgage closings and securitization of assets, e-signatures make it possible for banks to execute transaction paperwork, without the paper. Many leading banks and lending institutions have already adopted e-signatures across multiple product lines, processes and channels, resulting in substantial benefits, including:


Increased back-office processing efficiency
Improved customer experience
Costs savings
Fewer NIGO applications
Increased loan officer productivity
Stronger legal and compliance position

Aimed at line of business executives and IT/IS decision-makers, the presentation will feature:

Adoption trends and drivers
Common challenges in automating customer-facing transactions
Compliance and risk considerations
Real-world examples – Mortgage, Consumer Lending, Securitization

To register for the webcast, visit Silanis’ website at:

http://www.silanis.com/e-signatures-banking.html

About Silanis

Silanis Technology is the leading provider of e-signature process management solutions. The world’s leading insurance and financial services companies, major government agencies, integrators and service providers depend on Silanis to accelerate business transactions and reduce costs while improving compliance with legal and regulatory requirements. The company’s electronic signature platform, ApproveIt

Tumble 2012 REBNY Retail Report Exhibits Manhattan True Estate Heading Atrong, BCG Lawyer Research Confirms Development


Pasadena, CA (PRWEB) December thirteen, 2012

The Tumble 2012 Retail Report of the True Estate Board of New York (REBNY) confirmed that the Manhattan retail actual estate industry is heading strong with increased need and constrained provide, specifically in the large profile retail corridors. In accordance to the REBNY, the contributing factors in the toughness of the marketplace consist of the financial restoration, uptick in client self-assurance and the strong tourism in NYC. Rents in important areas are at an all time higher. In spots like Broadway: seventy two-86 St, floor floor retail space rent in Slide 2012 has jumped by 31% in opposition to the rent in Spring 2012.

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BCG Legal professional Look for lawful recruiters in New York are confirming that the need for lawful solutions of real estate lawyers, particularly these with economic skills are on the rise in New York. Whilst nationwide, right now, BCG Attorney Lookup clientele are asking authorized recruiters to fill about 227 present openings for actual estate legal professionals, at minimum 32 actual estate attorney work were in New York and thats far more than fourteen percent of the demand knowledgeable nationally at this authorized recruiter organization.

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Inside of true estate regulation, according to BCG Lawyer Research legal recruiters, need is strongest for attorneys with encounter in actual estate finance, which includes mortgage loan securitization, federal government-assisted funding, credit rating examination, leasehold funding, and each interim and extended-phrase funding. Funding is usually one of the main considerations for homebuyers and developers.

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The require for real estate legal professionals with fiscal skills has developed for three causes one) Actual estate buyers had been getting up foreclosed property at low cost charges, and are starting to make them obtainable to the marketplace, now that the economic system is selecting up. two) A lot of properties continue being tied up in fiscal obligations and lawsuits and transfer is not possible without having correct professional guidance, and 3) Hurricane Sandy has brought in the require for reconstruction and reimbursements where real estate lawyers with monetary experience are necessary.

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The rise in demand from customers for legal solutions in the actual estate sector is heartening for true estate legal professionals, and Margaret Gilleran, a New York lawful recruiter at BCG Legal professional Search said, For lawyers who commenced in 2008 via 2010, there wasnt a lot heading on in that apply region and people whod normally be practicing in true estate finance were placed elsewhere. The handful of real estate attorneys who did handle to locate company positions had been very handful of, so now that the industry is undertaking greater, its quite active. If you have a mid-level attorney in real estate, legislation companies are jumping to hire them due to the fact there arent a good deal of them around.

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About BCG Lawyer Lookup:

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BCG Legal professional Search is a leading recruiting firm for skilled lawyers in the United States. Given that the yr 2000, BCG Legal professional Look for has placed hundreds of lawyers with companies who have been the greatest suit for person candidates, and served legislation firms and companies with their recruitment endeavours. The web site of BCG Legal professional Research is here http://www.bcgsearch.com/

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Clopton Capital Announces Additional Lending Plans for Retail Center and Shopping Centre Industrial Mortgages Nationwide.

(PRWEB) March 01, 2013

Clopton Cash, a nationwide industrial actual estate finance business, is announcing the opportunity for house owners and operators of retail facilities and purchasing facilities to acquire long phrase mounted price financing at lower prices.

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Clopton Cash is a service provider of the two recourse and non-recourse business mortgage for all home kinds. The financial loans funded by way of the organization are funded by insurance policy organizations, CMBS securitizations, and banking institutions. The firm is in search of debtors and intermediaries searching for refinance or buy financial debt for which to organize and offer you cash. Since of the various character of its money base, the company is able to construction financial loans for any residence sort with a extensive variety of terms and amortizations.

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Curiosity charges have been on the increase just lately, so now is the ideal time to lock in traditionally reduced desire rate for long terms.

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Clopton Capital ranks as a single of the most energetic and dynamic industrial real estate finance corporations providing lending possibilities nationwide for earnings producing houses. Providing business home loans, development financial loans, bridge financial loans, and CMBS financial loans to borrowers for a varied selection of property varieties and possession constructions, Clopton Funds has the ability to fulfill nearly any lending needs of house owners and professionals.

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For far more info contact a loan officer by contacting 866-647-1650 or pay a visit to http://cloptoncapital.com

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Clopton Capital Announces Extra Aggressive Lending Programs for Retail Facilities and Shopping Center Professional Home loans Nationwide.


Chicago, IL (PRWEB) June thirteen, 2013

Clopton Capital, a nationwide business real estate finance company, is saying the prospect for house owners and operators of retail centers and buying facilities to obtain lengthy phrase fastened price funding at low prices.

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Clopton Cash is a service provider of each recourse and non-recourse industrial house loan for all house varieties. The loans funded by means of the firm are funded by insurance policy businesses, CMBS securitizations, and financial institutions. The firm is searching for debtors and intermediaries in search of refinance or buy financial debt for which to organize and offer money. Simply because of the diverse character of its cash base, the business is able to structure loans for any property kind with a extensive selection of phrases and amortizations.

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Desire costs have been on the rise just lately, so now is the best time to lock in historically low desire fee for long terms.

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Clopton Capital ranks as 1 of the most energetic and dynamic commercial true estate finance companies providing lending alternatives nationwide for cash flow producing houses. Giving commercial mortgages, development financial loans, bridge financial loans, and CMBS financial loans to borrowers for a various selection of house types and possession buildings, Clopton Funds has the capability to satisfy almost any lending demands of property house owners and supervisors.

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For more data get in touch with a loan officer by calling 224-523-7981 or pay a visit to http://cloptoncapital.com.

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