Continues to Lead Industry with Newest Innovation – Direct to Indirect Auto Financing

Irving, Texas (PRWEB) August 3, 2009, an online auto finance company, is launching its newest innovative product expansion to their marketplace lending platform to include, direct-to-indirect lending. This expanded lending product enhances the company’s marketplace lending platform leveraging its patent pending Preferred Placement℠ technology. Preferred Placement℠ matches consumers to direct lenders through a sophisticated scoring process resulting in a high approval rate and funded loans.

The marketplace lending platform that now includes, ‘Direct-to-Indirect’ leverages current economic conditions, and provides an innovative hybrid model that matches consumers to indirect lenders. This process utilizes established technologies and processes but allows for the addition of indirect lenders and their dealer networks. Typically direct lending customers receive a check-in-hand and can shop with any franchised dealer they choose. The expanded platform will match indirect approved customers, as well as, matched to the approving lender’s dealer network to close the loan.

Online customers will continue to benefit from the additional lenders available to approve and fund their auto loan. Lenders benefit from the additional quality customer base that presents, translateing into additional funded loans. Dealerships will benefit from the additional finance approved customer traffic directed to their businesses, thereby selling more cars.

The demand for both direct and indirect online auto financing has jumped significantly during the first six months of 2009. Finance applications for the purchase of new and used cars, as well as refinance loans, has risen sharply due much in part to the increase demand for the auto loan financing that diminished due to lending institution restrictions or exits from the auto lending marketplace.

These channels left consumers without options, and consequently, consumers have begun to apply online in search of alternative financing. They eagerly expanded their options searching for alternative financing solutions. This resulted in a large increase of auto loan application volume.

“We are absolutely delighted to be in a position to launch this latest marketplace platform lending product, and we’re confident it will delight our customers, lenders, and their dealers,” said Gregory Thibodeau, CEO of “Challenging markets lead the way for new product opportunities, and the direct-to indirect expansion, as presented by, is innovative and in strong demand.”

We believe that this continues to signal that demand for direct to consumer lending for the purchase of new and used autos, and that auto refinance loans are much bigger than the supply of financing. We experienced the same strong demand in the first quarter as we see lenders tighten credit and leave the direct market because of a lack of available ABS securitization.”

Thibodeau also stated that, “As we monitor the month to month activity, the strength of the demand that we see from our marketplace lending platform shows that customers continue to search for a less hostile lending alternatives. This is because of the overly cautious parameters that lenders are using to evaluate financing applicants.

Marabella Commercial Finance, Inc. Originates Permanent Financing for a 1031 Net Leased Walgreen Pharmacy and Kohls Department Store in Second Quarter 2011

Carlsbad, CA (PRWEB) June 21, 2011

Marabella Commercial Finance, Inc. originates permanent financing for a 1031 Net Leased Walgreen Pharmacy and Kohls Department Store.

Marabella Commercial Finance, Inc. funded a $ 4.8 million loan for the Kohls corporate leased department store. The Buyer for this transaction was involved in a 1031 exchange transaction. The Borrower requested a long fixed rate loan term and amortization. Marabella Commercial Finance, Inc. arranged a Life Company loan with a 15 year fixed rate and 25 year amortization giving the borrower a more manageable balloon payment in the fifteenth year with excellent cash flow. The Borrower wanted a forward rate lock so Marabella Commercial Finance, Inc. structured an approximate 90 day forward rate lock and the rate was locked early in the process at 5.875%. This loan was Non-Recourse with Standard Carve-Outs. Marabella negotiated an annual non-cumulative partial prepayment of ten percent (10%) of the outstanding loan balance without a prepayment premium. This loan was applied for on around March 18, 2011 and funded on June 15, 2011.

For the Walgreen Corporate leased pharmacy Christian S. Marabella of Marabella Commercial Finance, Inc. met with the Borrower at Marabellas satellite office in Beverly Hills, California and structured a Bank Portfolio Loan which will give the Borrower a lot of flexibility in the future if they need to work with the bank for any reason versus that of a securitized loan where the loan is sold to bond investors on Wall Street. The loan amount that was required per the 1031 Exchange came to $ 5,500,000 (Upleg). The rate on this loan was a very low 5.35% and again Marabella Commercial Finance, Inc. negotiated a 90 day forward rate lock on behalf of the clients. The amortization for this loan was 30 years and the loan was due and payable in the 10th year. The Borrowers also requested a Non-Recourse loan with standard carve-outs which was structured. A highlight of this loan was the very friendly prepayment penalty of only $ 2,500 during the first nine years of loan term again giving the Borrowers a lot of flexibility if they consider refinancing or selling the property to a new purchaser in the 10 year period. This loan was applied for on around March 15, 2011 and funded on June 15, 2011.

About Marabella Commercial Finance

Marabella Commercial Finance specializes in arranging financing for 1031 Exchange Net Lease Buyers, Commercial Investment Properties and Large Anchored Centers. Past Credit Tenant Net Lease Properties that Marabella Commercial Finance has originated loans for are; Walgreens, CVS, Kohls, Safe-Way Stores, Rite Aid, Jack in the Box, 7-Eleven, Family Dollar, CSK Automotive, and Large Anchored Centers with credit tenants. MCF is a member of the Mortgage Bankers Association and most recently participated in the International Council of Shopping Center’s 2011 annual convention in Las Vegas. Christian S. Marabella who is President of Marabella Commercial Finance, Inc. is also in charge of Media Relations for the Association of Commercial Real Estate Executives Inland Empire (Ontario, California).


Christian S. Marabella – President

Marabella Commercial Finance

We Finance America’s 1031 Exchange Net Lease Properties

(760) 479-0800

Email: nnn(at)marabellafinance(dot)com


Related Securitization Press Releases

National Educations SAGE Tuition Advantage program offers a 0% APR* financing option for students.

Chicago, IL (PRWEB) February 24, 2012

National Educations SAGE Tuition Advantage program offers a 0% APR* financing option for students.

At a time when tuition and discount rates are at record highs, National Education and SAGE Scholars have created a product for schools to increase net tuition revenue, promote student retention and manage tuition discount rates.

SAGE Tuition Advantage is a 0% APR* financing option that schools can offer their students in lieu of a discount. The program does not affect any of the schools current revenue from other sources such as Federal Direct Loans, private loans or tuition payments made by the students and their families. Colleges simply replace a portion of their current unfunded discount dollars with SAGE Tuition Advantage.

The program is attractive to both schools and students because of the 0% APR* financing. Payments are deferred until 6 months after separation from school and no interest is charged until the loan converts to repayment. Students are rewarded by having a portion of the principal balance forgiven if they graduate from the issuing institution and another portion forgiven for making timely payments.

Schools make no up front investment and benefit from partnering with a nationally recognized servicer to administer the program (National Education Servicing received Exceptional Performer recognition from the Department of Education). The additional revenue stream to the school occurs as the loans are repaid, and in a lump sum when the loans are securitized. Matt Scotty, President of National Education says Schools are excited about the benefits of this new tool: increased net tuition revenue with a long term payment plan and 0% APR to students and families.

Just how much money can be saved? Colleges can explore projected revenue figures by visiting:

*0% APR with earned benefits, 2.55% APR without.

SAGE Scholars, Inc., established in 1995, has created the nations largest private college savings program, with more than 190,000 participating students and 288 participating colleges (43 states). Families who save in programs such as the Pennsylvania and Wisconsin state 529 Plans are rewarded with Tuition Reward Points similar to frequent flyer miles that can be redeemed for guaranteed minimum discounts if students are admitted to and attend a member college, beginning with the freshman year.

National Education, established in 1988, is a financial solution company sharply focused on developing, marketing, originating and servicing education financial products. National Education has received the Exceptional Performer designation from the U.S. Department of Education.

For more information, contact:

Matt Scotty at 800.345.4325 ext 5173, President, National Education Servicing

Justine Gianandrea at 800.345.4325 ext 5324, Senior Vice President, National Education Servicing

Dr. Jim Johnston at 215.564.9930, President, SAGE Scholars


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Superhero Scramble, LLC Gets Credit card debt Financing via Stenton Leigh Group

Boca Raton, FL (PRWEB) March 31, 2013

Milton H. Barbarosh, President of Stenton Leigh Team, Inc., introduced that they have finished a round of non-public non-securitized financial debt funding for Superhero Scramble, LLC (Superhero). The funding was slated as an support to the speedy enlargement of the Superhero Scramble obstacle races, and the coming years’ routine of twelve races.


Stenton Leigh studies that Milton Barbarosh organized the funding employing a personal credit card debt placement with Thompson MacTavish Set Asset Opportunity Fund LP, a South Florida asset based mostly financial institution. Superhero Scramble is an elite obstacle program ranging from four miles of tough terrain, to marathon distances.


Given that its creation in 1989, the Stenton Leigh Group has been delivering advisory services. Expanding companies in need of professional guidance have benefitted from the several reorganization and company growth solutions. Milton offers services such as financial approaches created to increase shareholder price, along with strategic ideas that are aimed at assembly particular milestone objectives established by an organization.


Stenton Leigh has turn out to be properly-identified, and properly-revered when it comes to regions of Principal Investments, Mergers and Acquisitions, and Valuation Companies, in addition to its financial debt placement ability.


Stenton Leighs valuation solutions contain undertaking acquire price tag allocations (ASC805) and goodwill impairment (ASC350) engagements for both public and non-public companies. “In spite of the recent restricted debt financing marketplaces we have determined personal institutional funding sources searching for to finance each little and huge good income movement businesses” mentioned Milton Barbarosh.


The company stories that they also give intangible valuations for such classes as: patents, know-how, trade names and emblems, produced technologies, customer lists, on-heading R &amp D, contracts, non-compete covenants and license agreements. Intellectual House valuations are also available across the company spectrum.


About Stenton Leigh Group:&#thirteen

Stenton Leigh Team, Inc. (SLG or the “Company”) was started in 1989 by Milton H. Barbarosh to invest in and supply advisory solutions to developing organizations. Because its formation, the Firm has continually expanded and refined its solutions choices to supply enhanced client worth. Because of to the professionalism and historical good results of its services, Stenton Leigh Group and Milton Barbarosh have acquired very positive recognition and respect in general public and personal capital marketplaces during the United States and abroad.


Stenton Leigh Group’s companies choices provide consumers with monetary providers and expertise to assist them accomplish a extensive assortment of corporate targets.


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Financing for Rite Aid Properties Now Offered by Clopton Capital

(PRWEB) June 07, 2013

Clopton Capital is a nationwide industrial genuine estate finance firm that arranges and resources industrial home loans for all income producing qualities. The organization funds its financial loans by means of insurance policies organizations, cmbs securitizations, and banks.


The business is asserting that they are actively providing business home loans for homes leased to Ceremony Aids nationwide. It has grow to be evident that it is more hard to finance these qualities than formerly and a lot of debtors are obtaining a difficult time obtaining funding resources. Clopton Money is supplying the two recourse and on constrained circumstances non-recourse financing for these homes for mortgage quantities previously mentioned $ one million.


Clopton Money ranks as one of the most lively and dynamic business actual estate finance corporations offering lending options nationwide for cash flow making homes. Offering professional mortgages, construction loans, bridge financial loans, and CMBS loans to borrowers for a various selection of house sorts and ownership structures, Clopton Cash has the ability to fulfill almost any lending wants of house proprietors and administrators.


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